Unlicensed vehicle damage insurance exclusions
On November 27 last year, Mr. Wang was the loss of vehicle insurance Toyota car insurance, the insurance amount of 22 million yuan, the insurance period is one year from the next day. Mr. Wang said, on December 14 last year, to apply for a license is not accomplishing its day, 4 pm, the driver drove back to their home in Inner Mongolia, the occurrence of traffic accidents.
Mr Wang said after the incident he promptly report to the PICC, PICC Inner Mongolia by the branch survey confirmed that a serious vehicle accident damage, no longer use the function, the vehicle total loss. Subsequently, Mr. Wang proposed for motor vehicle insurance claims denied. Wang prosecution to the court to require payment of insurance amount PICC 22 million yuan, 19,403 yuan vehicle purchase tax and parking charges 3,200 yuan
